Deferred benefit

If you leave super in CSS for future payment, your entitlement is called a ‘deferred benefit’. In this situation, you become a CSS deferred benefit member.

You can access your deferred benefit when you reach your minimum retiring age (usually 55). Your benefit can be withdrawn earlier if you become an invalid or die (if you die, your benefit will be paid to your eligible dependants or estate).

Your deferred benefit must be paid to you when you turn 65.

A deferred invalidity benefit is payable if you preserve your super but retire because a permanent medical condition is likely to stop you working again.

If you are within 12-months of withdrawing your CSS deferred benefit, please use i-Estimator to find out how much your benefit may be worth.

In this section find out about: