Factsheets

Before you make any retirement benefit application, please read your CSS Product Disclosure Statement.

What type of factsheet do you need?

Benefit application

Factsheet title Use this factsheet to understand Product code

CSS Age retirement benefit [PDF 377 KB]

CSS benefit options if you elect age retirement

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CSS Preservation of benefits [PDF 379 KB]

Preserving your CSS membership rights after leaving employment

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Death benefits [PDF 364 KB]

Provisions to support dependants of deceased CSS members

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Early access to your super benefits [PDF 382 KB]

Access to benefits in case of severe financial hardship

EAFS01

Invalidity benefits [PDF 341 KB]

Your options if you are not likely to work again due to an incapacitating condition

CSF04

Postponement of benefits [PDF 369 KB]

Delaying payment of your CSS benefits after minimum retirement age

CSF05

Redundancy [PDF 376 KB]

Your CSS benefit options if you receive a redundancy package

CSF16

Retiring and claiming your CSS benefit [PDF 336 KB]

Retirement planning and claiming your CSS benefit

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Contributions and transfers

Factsheet title Use this factsheet to understand Product code

Contributing to the CSS [PDF 336 KB]

Topping up your CSS super and determining your basic contribution rate

CSF13

CSS Transfers in [PDF 342 KB]

Rolling other super into your CSS account – benefits, costs and process

CSF02

Leave without pay (LWOP) [PDF 321 KB]

Your CSS contribution options if you take leave without pay

CSF07

Salary reductions and your super [PDF 358 KB]

Impact of a salary reduction on your contributions and final benefit

CSF15

Salary sacrifice [PDF 326 KB]

For members who may wish to save extra money by establishing a salary sacrifice arrangement through their employer.

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Other

Factsheet title Use this factsheet to understand Product code

Accessing your super information online [PDF 311 KB]

How to access your CSS account information using Member Services Online

CSF18

CSS Changing from permanent full-time to permanent part-time [PDF 336 KB]

How to change from permanent full-time to permanent part-time employment

CSF10

CSS retrospective invalidity guidelines [PDF 360 KB]

Guidelines about the types of circumstances in which an application for invalidity is likely to be approved or rejected.

CSF31

First Home Super Save Scheme and Downsizer Contributions [PDF 344 KB]

How to enter the housing market and for retirees looking to sell their home and downsize to a smaller property.

FHSSSFS01

Tax and your CSS pension [PDF 325 KB]

Concessional tax treatment of your CSS pension

CSF21

The superannuation contributions surcharge [PDF 362 KB]

Your surcharge debt – accrual rates, help and payment options

CSF09

Transition to retirement [PDF 356 KB]

Transition to retirement options and your CSS super

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